I was on a national real estate discussion website and answering a question one of the fellow Realtors posted, about whether she shoudl buy earthquake insurance is she moves to California. This made me think. We do have earthquake insurance for my own home because it gives me piece of mind being in the earthquake zone.
The question got me curious, so I googled it and found a nice article about the subject 'Do you Really Need Disaster Insurance'?
In the subject, it also has a link to 'Fortified ... for safer living' on the Institute for Business and Home Safety. Thought I'd share both with you. Good read.
Here is also a good link for disaster prepareness plan, which everybody should have:
http://www.fema.gov/areyouready/earthquakes.shtm
